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Utah Car Loans FAQ

We know you may still have some concerns before taking out your Utah car loan. An auto loan can be a big commitment, but fortunately, we're here to help. Our friendly support team is happy to answer any questions that may arise and we've even put together this informative frequently asked questions section for our visitors. It contains some of the most common questions we've received and our answers, so check it out now:

How can I find my auto loan lender?

You can find your car loan lender today using our simple service! With some easy information from you, we can get the process started right away and provide you with free quotes from quality lenders!

Are you a car loan lender?

No, UTCarLoans.com is not an auto loan lender. Instead, we work behind the scenes with many of the nation's top auto lenders. Our service allows you to find the lenders that are best suited to get you a car loan!

How much does it cost to use your service?

Using our matching service is absolutely free! There are no hidden fees or obligations either! What do you have to lose? Let us help you get a Utah car loan today!

What will my interest rate be?

There are several important factors that go into determining your auto loan's interest rate. Some of these factors include your credit score, the size of your down payment, and the total amount of the loan.

Do I need a down payment?

Although you may still be approved for an auto loan without one, it is highly recommended that you have a down payment. Purchasing a car without a down payment could lead to higher interest rates and eventually leave you up-side down on the loan.

Can I use my auto loan on a used vehicle?

Generally, yes, you can use your car loan on a used vehicle. Most of our lenders provide their loans through a check, so you can make the loan out to whichever dealer or individual you see fit.

Can I have a co-signer on my auto loan?

In most cases, our lenders will allow co-signers on their auto loans. Having a co-signer on your loan may help you get approved if you have a less than stellar credit history.

Is it safe to take out an auto loan online?

It is with UTCarLoans.com! We use secure servers and send your information to our lenders over an encrypted connection, keeping you completely safe! Our network of lenders contains only the most trusted and highly respected in the industry, so you can be confident that you're information is protected in their hands.